Table of Contents

  1. Paying for the Unexpected: Making the Case for a New Generation of Strategies to Boost Emergency Savings, Affording Contingencies, and Liquid Resources for Low-Income Families. J. Michael Collins
  2. Liquid Savings Patterns and Credit Usage among the Poor. Leah Gjertson
  3. Upside Down: The Failure of Federal Tax Policies to Support Emergency Savings. Ezra Levin
  4. Save at Home: Building Emergency Savings One Mortgage Payment at a Time. Stephanie Moulton, Anya Samek, and Cäzilia Loibl
  5. The SaveUSA Coalition: Using Behavioral Economics to Build Unrestricted Savings at Tax Time. Jonathan Mintz
  6. Refund to Savings: Creating Contingency Savings at Tax Time. Michal Grinstein-Weiss, Krista Comer, Blair Russell, Clinton Key, Dana Perantie, and Dan Ariely
  7. Enhancing Financial Capability TANF Bank Accounts. Karan Gill, Dana Mills, and Margaret McKenna
  8. Building Emergency Savings through “Impulse Saving.” Kim Manturuk, Jessica Dorrance, and Jayson Halladay
  9. Prosperity SmartSave Card: An Incentivized Emergency Savings Strategy. Sharon Henderson
  10. Accelerating Savings among Low-Income Households. Ed Khashadourian
  11. Start2Save: Helping Working Families Meet Unexpected Expenses and Opportunities. Ingrid Holguin
  12. Incorporating Savings into the Debt Management Plan. Karen Heisler and Seth Lutter
  13. Who Said Pigs Can’t Fly? A Learner-Centered Approach to Emergency Savings. Sonya Caesar
  14. Epilogue: Emergency Savings as a Central Component of Family Financial Security. J. Michael Collins and Thomas Shapiro